Take-Home Pay Calculator

See your exact net paycheck after federal, state, and payroll taxes — all 50 states, 2025 tax year.

Wondering how much of your salary you actually take home? This free calculator computes your net pay for any US state using 2025 federal and state tax rates. Enter your gross income, filing status, and optional deductions — results appear instantly with a full breakdown of every tax and deduction.

Your details

Fill in your details and click Calculate to see your results.

How it works

  1. Enter your income

    Input your annual salary or hourly wage. Add a bonus or overtime if applicable.

  2. Choose your state & filing status

    Select from all 50 states. Filing status (single, married, head of household) affects your federal bracket thresholds.

  3. Add deductions (optional)

    Pre-tax deductions like 401(k) and HSA reduce your taxable income. Post-tax deductions like Roth contributions come out after taxes.

  4. See your results instantly

    Your net paycheck, effective tax rates, and full breakdown appear immediately — broken down by pay period.

What's included in the calculation

2025 federal income tax brackets
All 50 state income tax rates
Social Security tax (6.2% up to wage base)
Medicare tax (1.45% + 0.9% for high earners)
401(k), 403(b), HSA, FSA pre-tax deductions
Health insurance premium deductions
Roth and other post-tax deductions
Bonus and overtime income
All four filing statuses
Weekly, biweekly, semimonthly, monthly pay

Frequently asked questions

Disclaimer: Results are estimates for informational purposes only and do not constitute tax advice. Calculations use 2025 federal and state tax rates. Local/city taxes, state-specific credits, and phase-outs may not be fully reflected. Consult a qualified tax professional for advice specific to your situation.

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